GROUP RETIREMENT & SAVINGS

Whether you are looking to set up a new plan for the first time, or have your existing plan evaluated, we are here to find the right fit for you.

Financial security is more important than ever, and the digitization of the Group Retirement & Savings space as made these offerings more accessible and customizable than ever before.

Our products offered include:

·       Group RRSPs (mandatory and/or voluntary)

·       Deferred-Profit Sharing Plans (DPSPs)

·       Group TFSAs

·       Group RESPs

·       Individual Pension Plans (IPPs)

 A group retirement program can be set up in a variety of ways to fit both company and employee financial objectives.

Additional details:

• No minimum number of employees, as long as $10,000 minimum annual cash flow is met.

• Employee participation can be set up as voluntary or mandatory.

• Offer to all employees, or a specific section of the company based on years of service or position. 

• As an employer, have flexibility over how much, and if, you would like to match employee contributions.

• If you’re concerned over triggering payroll taxes, you can instead contribute to a Deferred Profit Sharing Plan assigned to your staff. 

• Offers a tiered, long-term incentive strategy within the overall compensation package by increasing the percentage you match employees each year.